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A Brief Discussion on the Difficulties and Problems in the Development of Affordable Housing from the Perspective of Public Policy

编辑: 毕业论文 Release time: 2016-08-18 Editor: Graduation thesis

Abstract: The article understands the status quo of the implementation of affordable housing policies in China, consults relevant literature, processes and analyzes the data obtained, and explains the role of affordable housing in the housing security system and the main problems in the development process. Cause analysis, based on the "interactive theoretical model" as the main theoretical basis, put forward some feasible policy recommendations on how to improve the housing security system and improve the standardization of affordable housing.

Paper Keywords: Public Policy; Affordable Housing; Interactive Theoretical Model

Since 1998, the country has explicitly proposed to vigorously develop the real estate industry focusing on affordable housing, and proposed to establish low-rent housing for low-income families, low-income families to buy affordable housing, and other higher-income families to purchase. Or rental housing supply system. Affordable housing has also entered the vision of Chinese urban residents, from the initial "establishment and improvement of affordable housing-based housing supply system" to 2003 after positioning as "affordable housing for low- and middle-income families." It has been implemented for more than ten years, and providing a typical model in an effort to achieve the basic goal of a "home ownership" housing security system is an active exploration of a way for the government to intervene in the housing market.

I. The connotation and role of affordable housing

Affordable housing is a type of housing for low- and middle-income people who enjoy preferential government policies. It belongs to the category of commercial housing and market-priced commercial housing, which is controlled by the government and sold at a limited price. As a kind of "quasi-commodity house" with social welfare, it has both administrative and commercial properties. Its administrative level focuses on social equity and welfare, while the commodity level chases profit maximization. The specific connotation can be referred to in the book "Research on Housing Social Security" by scholar Wang Hongchun: "Affordable housing means that it has been included in the national plan and is constructed by a city government to organize a real estate development enterprise or a fund-raising housing construction unit at a low price The housing sold to urban low- and middle-income families is a commodity housing with social security features that is economical and applicable. Economical means that the price of housing is moderate compared to market prices in the same period, and is suitable for middle- and low-income families. Applicability refers to the fact that the construction standards of houses cannot be reduced and reduced to achieve a certain use effect. Affordable housing is a policy arrangement made by the state to solve housing problems for low-income people. "

Affordable housing policy is a transitional housing security policy, and it is a special product of the transition from the planned economy system to the market economy system in China's housing policy. Implementing the policy of affordable housing, its unique social security and economic functions meet the overall consideration of fairness and efficiency. It is an effective way to realize the demand for residential housing. It forms a housing security system in China with other forms of housing security. The missing part. Its significant role is mainly reflected in the following aspects:

(1) Affordable housing contributes to the realization of a fair and just society. The implementation of the affordable housing plan is a major adjustment of interests and a kind act to benefit the people. Since the selling price of commercial housing is much higher than that of economic housing, low- and middle-income people cannot afford to buy it, and the emergence of affordable housing has become their first choice. Many groups unable to purchase commercial housing can afford affordable housing under state subsidies. At the same time, affordable housing also plays an important role in overcoming the housing problems caused by income inequality. In the secondary distribution of national income, the resource allocation, circulation, and consumption of housing are involved. Affordable housing plays an important role in reversing the tendency of rich people to become weaker and weaker people. It addresses the housing problems of low- and middle-income earners, promotes housing equity, and is conducive to the achievement of social equity and public housing policy goals.

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A Brief Discussion on the Difficulties and Problems in the Development of Affordable Housing from the Perspective of Public Policy

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